In the bowl of an electric mixer, beat heavy cream until stiff. Slowly add sugar, pudding, and cream cheese, and beat until smooth. Slowly add melted chocolate to the mixture and set aside.

Halve each ladyfinger (if serving individual portions) and roll in coffee mixture. Place on the bottom of each serving glass.

Add cream mixture to a piping bag and pipe cream over ladyfingers. Sprinkle with cocoa and add an additional layer of ladyfingers, cream, and cocoa.